Credit card customer reviews

Read the latest credit card reviews from the Mozo community. Thousands of Australians have reviewed their credit card provider to give you the low down on everything from rewards programs to the best balance transfer deals.

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  • American Express Explorer® Credit Card

    No happy this Amax credit card

    I just recently received the Amax card, after 30 day they asked me to pay full amount of 1,750 it’s the annual fee that I didn’t used , I pay a little bit but they suspended my account. Called the customer service but still no option to help. Dissatisfied….

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    Rose, Queensland, reviewed 1 day ago
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  • Qantas Money Credit Card

    Don't touch this mob with a barge pole.

    Terrible experience. The card didn't work overseas and the app support was slow and lazy. After three days they replied to say it was declined because of security concerns. Not true as I had also tried to withdraw money from banks. Kept getting 'technical error'. So gave up using it which was quite inconvenient - no cash during our whole trip. Fortunately was able to use another credit card for almost everything (upsetting the odd cab driver who wanted cash). To make it worse, difficult getting my money returned at the full purchase rate once back in Australia. This process took a month with considerable follow up on my part. My recommendation is, use a credit card when away - preferably one with no overseas transaction fees and just change some Aussie cash at the money exchange so you have cash for tips etc.

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    Robert, Tasmania, reviewed 1 day ago
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  • Credit Union SA Visa Credit Card

    Fast customer service

    Reliable bank, fast customer service

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    Sarah, South Australia, reviewed 1 day ago
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  • Suncorp Clear Options Platinum (Suncorp Rewards)

    Great credit card but stuck in the stone age.

    Suncorp credit card is a great credit card with reasonable rates with the biggest downside being its abysmal website, which is most likely older than me.

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    Blake, Queensland, reviewed 1 day ago
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  • Macquarie Credit Card

    WOULD NOT RECOMMEND

    You block credit cards to verify ID after having held a Macquarie credit card for two years. But you don't contact said card holder first. The first you know about it, is when your card is declined. When contacting the bank you have to go through menu after menu only to hear on repeat everything you can do through your mobile app - THAT YOU CAN"T ACCESS. Then when you finally get to speak to someone, they won't discuss the issue unless you provide enough detail (through email) that if intercepted is enough to clone your ID. Went into a local branch, to be told they can't help - that isn't their job! Shareholders should know that the Adelaide branch is just for diplaying the wine collection - not for actually helping anyone. Then while Macquarie has gone cashless the customer MUST have a physical drivers licence to verify their ID even though the drivers licence states "Use of this permit/licence for the purposes, other than policing road traffic, is not permitted or authorised and is soley at the risk of the user".

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    Helen, South Australia, reviewed 1 day ago
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  • ANZ Frequent Flyer Black

    Avoid

    Sadly they cannot organise anything. Direct debit, extra cards, call backs .. all go ignored. Avoid ANZ, I'm surprised they even offer a help line based on how useless they are.

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    Anon, Western Australia, reviewed 1 day ago
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  • 28 Degrees Credit Card

    Great Card, appalling service.

    The card for overseas is fantastic. No fees and great conversion rates. However the customer service is worse that appalling. I've tried to get an additional card for my partner both on-line and via their support email and its been 3 weeks of bad non existent service. I wonder if I lost a card or had it stolen whether I'd get any help.

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    Martine, Queensland, reviewed about 1 month ago
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  • Commonwealth Bank Ultimate Awards Credit Card

    Bella

    Amazing providers as a 19 year old mum i ama thankful two have the opportunitys i have had with vom bank

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    Rose, Queensland, reviewed about 1 month ago
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  • ING Orange One Low Rate Credit Card

    No annual fee and low interest rates!

    Pros: - No annual fee - Low interest rate for purchases - Access to Apple Pay - Ability to transfer balances from one ING account to another Cons : - No rewards or cashback - Foreign transaction fees may apply

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    Elizabeth, New South Wales, reviewed about 1 month ago
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  • Latitude 28° Global Platinum Mastercard

    Kevin

    Had my new Credit Card for 24hrs, made my 1st purchase for $103 and they blocked the card. Called them with no answer as it's a public holiday. ZERO CUSTOMER SERVICE.

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    Lee, Victoria, reviewed about 1 month ago
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  • ANZ Credit Card

    It is really good

    It price is good and costumer service is amazing

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    Hunter, Victoria, reviewed about 1 month ago
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  • ANZ Low Rate - Balance Transfer Offer

    All banks to greedy

    Rates still too high and have to pay for credit card annually

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    Ian, New South Wales, reviewed about 1 month ago
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  • Macquarie Credit Card

    Credit Card

    After having a recent credit card compromise Macquarie Bank were so helpful and efficient. All of the money which was taken was refunded back into my account very quickly . Such a friendly service and I can thoroughly recommend them for credit card accounts .

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    Jill, Queensland, reviewed about 1 month ago
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  • ANZ Low Rate - Balance Transfer Offer

    Explaining why I don’t have a opinion to be honest

    Well it’s not a bad bank honestly I don’t have an a opinion

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    Lilly, Victoria, reviewed about 1 month ago
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  • NAB Low Fee Card

    NAB a great bank

    NAB has always been a good bank to deal with. Great customer service also.

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    Tanya, Victoria, reviewed about 1 month ago
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  • Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews. Financial providers may, from time to time, offer incentives for reviews, regardless of the sentiment of the reviews.

    Credit card comparisons on Mozo - rates updated daily

    • Low Rate Card - Balance Transfer Offer

      Purchase rate
      13.49% p.a.
      Balance transfer rate
      0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
      Annual fee
      $59 $0 in the first year
      Rewards program

      Promoted
    • Qantas Ultimate Card

      Purchase rate
      23.99% p.a.
      Balance transfer rate
      No current offer
      Annual fee
      $450
      Rewards program
      Qantas Frequent Flyer

      Promoted
    • Platinum Edge Credit Card

      Purchase rate
      23.99% p.a.
      Balance transfer rate
      No current offer
      Annual fee
      $195 $0 in the first year
      Rewards program
      Membership Rewards

      Promoted
    • Explorer® Credit Card

      Purchase rate
      23.99% p.a.
      Balance transfer rate
      No current offer
      Annual fee
      $395
      Rewards program
      Membership Rewards

      Promoted
    • Velocity Platinum Card

      Purchase rate
      23.99% p.a.
      Balance transfer rate
      No current offer
      Annual fee
      $375
      Rewards program
      Velocity Frequent Flyer

      Promoted

    **Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

    Want more? Compare all 194 credit cards in the Mozo comparison engine.

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    About Mozo Reviews

    Mozo gives you the inside story on the best banking, energy and insurance products as rated by thousands of real customers around Australia.

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