The year is winding down, and you’re probably looking ahead to big goals for the new year—maybe even buying or moving house. But before you can pop the champagne on a new mortgage, there’s one final task: check how home loan savvy you are!
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You’ve got the new role, which is a huge relief! Now comes the messy part: the HR paperwork. Every document feels important, but let's be honest, you're probably just trying to find the quickest way to the bottom of the stack, especially when you hit the superannuation bits.
As the year winds down and the festive season ramps up, it’s a great moment for people of all ages to take stock of their finances, and set yourself up for a stronger 12 months ahead. Whether you’re just starting out, mid-career, or thinking about retirement, a few simple money moves now can make a big difference. Here’s what to consider, depending on the generation you belong to.